Discover an unparalleled opportunity to acquire a truly exceptional loft residence nestled in the vibrant heart of historic Downtown Fernandina Beach. This furnished urban penthouse offers not only the charm of historic downtown but also immediate access to the 13 miles of pristine beaches of Amelia Island. This top-floor sanctuary is one of only three to boast an expansive 700 sq.ft. private rooftop terrace, offering a serene escape with captivating partial water views. The gourmet kitchen features bespoke European cabinetry, marble countertops, 14-foot island and a suite of professional-grade Wolf and Sub-Zero appliances. The luxurious appointments extend to the spa-like baths, where marble shower tiling and high-end fixtures create an atmosphere of refined indulgence. Recently integrated custom walnut wood-paneled walls, complete with an electric fireplace and 4ft x 9ft Italian porcelain floor tiles, infuse the living areas with warmth and sophisticated ambiance. Practical elegance